Phillips 66 Savings Plan

Automatic Increase

To help you save more, you will also be enrolled in the automatic annual increase feature at Vanguard. This feature automatically increases your before-tax contribution rate by one percentage point each March and continues to increase your rate each year until it reaches 10% of your eligible pay. You can opt out of this annual increase feature or change your contribution rate at any time by logging in to your account at or calling Vanguard at 800-523-1188 weekdays from 7:30 a.m. to 8 p.m., Central time.