Phillips 66 Savings Plan

Advice

Whether you need a little more help planning for retirement or a lot, you can find an advice service suited to your needs.

Like Investing and Online Tools?
If you like to use online tools and resources to help make your own smart choices about retirement planning, Personal Online Advisor might be right for you.

Personal Online Advisor, Powered by Financial Engines
Take advantage of this free service that forecasts your chances of reaching your retirement goals.

It gives you fund recommendations and helps you monitor your investments.

Want to Consult a Financial Advisor?
If you want to speak to a professional before making important decisions about retirement planning, Vanguard Financial Planning Services might be right for you.

Vanguard Financial Planning Services
If you are age 50 or older, you can speak with a financial advisor free of charge.

A financial advisor can help you work through your questions about choosing investments, saving for college, and retiring—or create a complimentary Vanguard Financial Plan. If you are under age 50, you can still get a financial plan for a fee based on total assets at Vanguard.

Rather Leave Investing to the Professionals?
If you like to have someone you trust take care of your retirement planning needs, the Vanguard Managed Account Program might be right for you.

Vanguard Managed Account Program, Powered by Financial Engines
VMAP™ provides ongoing professional management for your investments in the plan. The service will select your funds, invest your money, and periodically make changes to your asset mix to suit your goals.

You’ll pay an annual fee based on your account balance. Look for information in the mail and at work about a fee schedule and free trial offer.

To access these advice tools, simply log on to your account at vanguard.com/retirementplans.

All investing is subject to risk, including the possible loss of the money you invest.

Vanguard Financial Planning Services, offered as part of Vanguard Personal Advisor Services, are provided by Vanguard Advisers, Inc., a federally registered investment advisor. Eligibility restrictions may apply.

The Vanguard Group has partnered with Financial Engines Advisors L.L.C. to provide subadvisory services to the Vanguard Managed Account Program and Personal Online Advisor. Financial Engines Advisors L.L.C. is an independent, federally registered investment advisor that does not sell investments or receive commission for the investments it recommends. Advice is provided by Vanguard Advisers, Inc. (VAI), a federally registered investment advisor and an affiliate of The Vanguard Group, Inc. (Vanguard). Eligibility restrictions may apply. Vanguard is owned by the Vanguard funds, which are distributed by Vanguard Marketing Corporation, a registered broker-dealer affiliated with VAI and Vanguard. Neither Vanguard, Financial Engines, nor their respective affiliates guarantee future results.

Financial Engines is a trademark of Financial Engines, Inc. All rights reserved. Used with permission.