Energize your future
with the ConocoPhillips Savings Plan

Overview

Preparing for a financially comfortable retirement is primarily your responsibility. ConocoPhillips wants to help you reach your financial goals by offering a savings and investment program, the ConocoPhillips Savings Plan (Savings Plan). You have a powerful ally in the Savings Plan. Here's how it works: You decide how much you want to save and how to invest your savings.

When you contribute a minimum of 1% of eligible pay (base salary and overtime) each pay period, a 6% Company match will be deposited to your Savings Plan account.

When you contribute a minimum of 1% of your eligible pay (base salary and overtime) each pay period, you may also be eligible for any potential Company discretionary contribution, which may range from 0% to 6% and is based on factors such as Company performance and market conditions. The target for the Company discretionary contribution is 3%. The Company discretionary contribution will be reviewed twice a year for the January–June and July–December periods and deposited as a lump sum into your account according to your Savings Plan investment choices.

If you were hired (or rehired) on or after January 1, 2019, or you were hired (or rehired) prior to January 1, 2019, and you elected to discontinue your participation in the ConocoPhillips Cash Balance Account, then you are also eligible for a Company retirement contribution (CRC) of 6% of eligible pay (base salary, overtime, and Variable Cash Incentive Program (VCIP)) each pay period into your Savings Plan account. The CRC does not require any employee contributions.

To make the most of the Savings Plan, save as much as you can, invest wisely, and take advantage of Vanguard's wide range of services.

To use this e-kit, go to:

Contact

If you have any questions, you have these convenient ways to contact Vanguard.

Online:
Go to www.vanguard.com/retirementplans.
You can use your plan number (092538).

By phone:
Call Vanguard Participant Services at 800-523-1188 weekdays from 7:30 a.m. to 8 p.m., Central time.

All investing is subject to risk, including the possible loss of the money you invest.