Variable Return Funds in the plan |
All-in-one options |
Fund name |
Fund symbol/ number |
Total annual operating expenses |
Average annual total return** as of 08/31/2023 |
Benchmark |
As a % |
Per $1000 |
1-Year |
5-Year |
10-Year |
Since inception |
1-Year |
5-Year |
10-Year |
Vanguard Target Retirement Income |
VTINX 0308 |
0.08% |
0.80 |
3.85% |
|
3.16% |
|
4.06% |
|
4.71% (10/27/2003) |
4.04% |
3.43% |
4.29% |
Target Retirement Income Composite Index |
Vanguard Target Retirement 2020 |
VTWNX 0682 |
0.08% |
0.80 |
5.51% |
|
4.15% |
|
5.88% |
|
5.73% (06/07/2006) |
5.72% |
4.50% |
6.17% |
Target Retirement 2020 Composite Index |
Vanguard Target Retirement 2025 |
VTTVX 0304 |
0.08% |
0.80 |
7.18% |
|
4.71% |
|
6.51% |
|
6.36% (10/27/2003) |
7.43% |
5.15% |
6.84% |
Target Retirement 2025 Composite Index |
Vanguard Target Retirement 2030 |
VTHRX 0695 |
0.08% |
0.80 |
8.44% |
|
5.21% |
|
7.06% |
|
6.35% (06/07/2006) |
8.66% |
5.64% |
7.39% |
Target Retirement 2030 Composite Index |
Vanguard Target Retirement 2035 |
VTTHX 0305 |
0.08% |
0.80 |
9.48% |
|
5.72% |
|
7.62% |
|
7.14% (10/27/2003) |
9.74% |
6.15% |
7.96% |
Target Retirement 2035 Composite Index |
Vanguard Target Retirement 2040 |
VFORX 0696 |
0.08% |
0.80 |
10.62% |
|
6.22% |
|
8.13% |
|
7.00% (06/07/2006) |
10.81% |
6.64% |
8.47% |
Target Retirement 2040 Composite Index |
Vanguard Target Retirement 2045 |
VTIVX 0306 |
0.08% |
0.80 |
11.75% |
|
6.76% |
|
8.50% |
|
7.78% (10/27/2003) |
11.88% |
7.16% |
8.84% |
Target Retirement 2045 Composite Index |
Vanguard Target Retirement 2050 |
VFIFX 0699 |
0.08% |
0.80 |
12.35% |
|
6.89% |
|
8.57% |
|
7.28% (06/07/2006) |
12.48% |
7.31% |
8.92% |
Target Retirement 2050 Composite Index |
Vanguard Target Retirement 2055 |
VFFVX 1487 |
0.08% |
0.80 |
12.33% |
|
6.88% |
|
8.55% |
|
9.51% (08/18/2010) |
12.48% |
7.31% |
8.92% |
Target Retirement 2055 Composite Index |
Vanguard Target Retirement 2060 |
VTTSX 1691 |
0.08% |
0.80 |
12.33% |
|
6.88% |
|
8.55% |
|
9.22% (01/19/2012) |
12.48% |
7.31% |
8.92% |
Target Retirement 2060 Composite Index |
Vanguard Target Retirement 2065 |
VLXVX 1791 |
0.08% |
0.80 |
12.35% |
|
6.88% |
|
|
|
7.83% (07/12/2017) |
12.48% |
7.31% |
|
Target Retirement 2065 Composite Index |
Vanguard Target Retirement 2070 |
VSVNX V009 |
0.08% |
0.80 |
12.34% |
|
|
|
|
|
11.91% (06/28/2022) |
12.48% |
7.31% |
8.78% |
Target Retirement 2070 Composite Index |
Other options |
Fund name |
Fund symbol/ number |
Total annual operating expenses |
Average annual total return** as of 08/31/2023 |
Benchmark |
As a % |
Per $1000 |
1-Year |
5-Year |
10-Year |
Since inception |
1-Year |
5-Year |
10-Year |
Short-Term Reserves |
Galliard Stable Return Fund C |
3276 |
0.37% |
3.70 |
2.46% |
|
2.08% |
|
1.79% |
|
2.34% (06/01/2006) |
1.27% |
1.04% |
0.83% |
ICE BofA 1-3Y US Trsy TR USD |
Vanguard Federal Money Mkt Fund |
VMFXX 0033 |
0.11% |
1.10 |
4.36% |
|
1.62% |
|
1.03% |
|
3.89% (07/13/1981) |
3.89% |
1.31% |
0.76% |
U.S. Government Money Market Funds Average |
Bond Funds |
Pioneer Bond Y |
PICYX 6742 |
0.44% |
4.40 |
–1.80% |
|
1.02% |
|
2.13% |
|
4.35% (09/20/2001) |
-1.19% |
0.49% |
1.48% |
Bloomberg US Agg Bond TR USD |
Vanguard Inflation-Protect Sec Adm |
VAIPX 5119 |
0.10% |
1.00 |
–3.92% |
|
2.17% |
|
2.00% |
|
3.14% (06/10/2005) |
-3.68% |
2.29% |
2.08% |
Bloomberg U.S. Treasury Inflation Protected Securities Index |
Vanguard Total Bond Mkt Index Adm |
VBTLX 0584 |
0.05% |
0.50 |
–1.02% |
|
0.53% |
|
1.46% |
|
3.17% (11/12/2001) |
-1.05% |
0.55% |
1.50% |
Spliced Bloomberg U.S. Aggregate Float Adjusted Index |
Domestic Stock Funds |
American Beacon Small Cp Val Inv |
AVPAX 2494 |
1.12% |
11.20 |
10.54% |
|
4.71% |
|
7.99% |
|
9.94% (02/26/1999) |
2.17% |
3.18% |
7.36% |
Russell 2000 Value TR USD |
Dodge & Cox Stock I |
DODGX 0292 |
0.51% |
5.10 |
12.26% |
|
9.22% |
|
11.41% |
|
11.07% (01/04/1965) |
15.94% |
11.12% |
12.81% |
S&P 500 TR USD |
JPMorgan Small Cap Growth R6 |
JGSMX 3395 |
0.76% |
7.60 |
1.09% |
|
3.98% |
|
10.26% |
|
11.48% (11/30/2010) |
6.78% |
2.46% |
8.17% |
Russell 2000 Growth TR USD |
MFS Mid Cap Growth R6 |
OTCKX 7308 |
0.67% |
6.70 |
11.42% |
|
7.97% |
|
11.85% |
|
12.65% (01/02/2013) |
13.00% |
7.95% |
11.03% |
Russell Mid Cap Growth TR USD |
T. Rowe Price Growth Stock I |
PRUFX 6689 |
0.53% |
5.30 |
20.95% |
|
8.68% |
|
|
|
11.90% (08/28/2015) |
15.94% |
11.12% |
12.81% |
S&P 500 TR USD |
Vanguard Total Stock Mkt Idx Inst |
VITSX 0855 |
0.03% |
0.30 |
14.71% |
|
10.17% |
|
12.18% |
|
8.44% (07/07/1997) |
14.70% |
10.18% |
12.19% |
Spliced Total Stock Market Index |
Victory Sycamore Established Value R6 |
VEVRX 6139 |
0.54% |
5.40 |
8.94% |
|
9.69% |
|
|
|
10.75% (03/04/2014) |
5.65% |
6.12% |
8.93% |
Russell Mid Cap Value TR USD |
International Stock Funds |
Columbia Overseas Value Inst3 |
COSYX 7097 |
0.83% |
8.30 |
19.04% |
|
4.27% |
|
|
|
5.04% (07/01/2015) |
20.74% |
3.41% |
3.84% |
MSCI EAFE Value NR USD |
Vanguard International Growth Adm |
VWILX 0581 |
0.34% |
3.40 |
9.92% |
|
5.93% |
|
8.24% |
|
7.37% (08/13/2001) |
11.89% |
3.33% |
4.38% |
Spliced International Index |
Vanguard Tot Intl Stock Ix Admiral |
VTIAX 0569 |
0.11% |
1.10 |
12.10% |
|
3.49% |
|
4.68% |
|
4.49% (11/29/2010) |
11.73% |
3.57% |
4.76% |
Spliced Total International Stock Index |