Your plan's funds - DELOITTE 401(K) PLAN


Your plan offers the following diversified lineup of funds. Click any fund name for more information about a particular fund, or visit Vanguard.com to obtain prospectus.
All investing is subject to risk.

Variable Return Funds in the plan
Fund name Fund symbol/
number		 Total annual operating expenses Average annual total return**
 as of 12/31/2022		 Benchmark
As a % Per $1000 1-Year 5-Year 10-Year Since inception 1-Year 5-Year 10-Year
Short-Term Reserves
Vanguard Cash Res Fed MM Adm VMRXX
0066		 0.10% 1.00 1.56%   1.29%   0.83%   2.89%
(10/03/1989)		 1.25% 1.00% 0.57%
Spliced U.S. Government Money Market Funds Average
Vanguard Retire Savings Trust II —
0338		 0.23% 2.30 1.66%   2.06%   2.04%   3.11%
(08/30/2001)		 1.50% 1.24% 0.73%
FTSE Three-Month U.S. Treasury Bill Index
Bond Funds
Prudential Core Plus Bond Fund 15 —
8074		 0.20% 2.00 –14.48%   —   —   -5.61%
(08/31/2020)		 -13.01% 0.02% 1.06%
Bloomberg US Agg Bond TR USD
PIMCO Income Instl PIMIX
3926		 0.51% 5.10 –7.81%   1.69%   4.00%   6.62%
(03/30/2007)		 -13.01% 0.02% 1.06%
Bloomberg US Agg Bond TR USD
Vanguard Inst Tot Bd Mkt Ix Tr —
7519		 0.02% 0.22 –13.15%   0.02%   —   0.25%
(05/19/2017)		 -13.07% 0.06% 1.08%
Bloomberg U.S. Aggregate Float Adjusted Index
Vanguard STerm Inf Pro Sec Idx Ins VTSPX
1867		 0.04% 0.40 –2.80%   2.53%   1.33%   1.36%
(10/17/2012)		 -2.74% 2.57% 1.37%
Bloomberg U.S. 0-5 Year Treasury Inflation Protected Securities Index
Vanguard Tot Intl Bond Ix Institl VTIFX
2011		 0.07% 0.70 –12.89%   –0.20%   —   1.64%
(05/31/2013)		 -12.72% -0.04% —
Bloomberg Global Aggregate ex-USD Float Adjusted RIC Capped Index Hedged
Balanced Funds (Stocks and Bonds)
Vanguard Target Retire Income Tr —
8045		 0.04% 0.43 –12.70%   —   —   -1.43%
(09/11/2020)		 -12.44% 2.59% 3.86%
Target Retirement Income Composite Index
Vanguard Target Retire 2020 Tr —
8047		 0.04% 0.43 –14.13%   —   —   0.18%
(09/11/2020)		 -13.77% 3.58% 6.13%
Target Retirement 2020 Composite Index
Vanguard Target Retire 2025 Tr —
8048		 0.04% 0.43 –15.44%   —   —   0.79%
(09/11/2020)		 -15.02% 4.01% 6.77%
Target Retirement 2025 Composite Index
Vanguard Target Retire 2030 Tr —
8049		 0.04% 0.43 –16.13%   —   —   1.54%
(09/11/2020)		 -15.71% 4.36% 7.34%
Target Retirement 2030 Composite Index
Vanguard Target Retire 2035 Tr —
8050		 0.04% 0.43 –16.53%   —   —   2.43%
(09/11/2020)		 -16.10% 4.76% 7.92%
Target Retirement 2035 Composite Index
Vanguard Target Retire 2040 Tr —
8051		 0.04% 0.43 –16.92%   —   —   3.29%
(09/11/2020)		 -16.51% 5.14% 8.42%
Target Retirement 2040 Composite Index
Vanguard Target Retire 2045 Tr —
8052		 0.04% 0.43 –17.30%   —   —   4.18%
(09/11/2020)		 -16.93% 5.53% 8.70%
Target Retirement 2045 Composite Index
Vanguard Target Retire 2050 Tr —
8053		 0.04% 0.43 –17.42%   —   —   4.26%
(09/11/2020)		 -17.07% 5.58% 8.72%
Target Retirement 2050 Composite Index
Vanguard Target Retire 2055 Tr —
8054		 0.04% 0.43 –17.40%   —   —   4.26%
(09/11/2020)		 -17.07% 5.58% 8.72%
Target Retirement 2055 Composite Index
Vanguard Target Retire 2060 Tr —
8055		 0.04% 0.43 –17.39%   —   —   4.27%
(09/11/2020)		 -17.07% 5.58% 8.72%
Target Retirement 2060 Composite Index
Vanguard Target Retire 2065 Tr —
8056		 0.04% 0.43 –17.35%   —   —   4.27%
(09/11/2020)		 -17.07% 5.58% —
Target Retirement 2065 Composite Index
Vanguard Tgt Retire 2070 Trust —
M014		 0.04% 0.43 —   —   —   — — — —
Target Retirement 2070 Composite Index
Domestic Stock Funds
Diamond Hill Large Cap Portfolio CL R2 —
N076		 0.54% 5.40 –13.01%   7.91%   12.02%   10.93%
(01/11/2011)		 -19.13% 9.13% 12.37%
Russell 1000 TR USD
DFA US Sustainability Core 1 DFSIX
6770		 0.18% 1.80 –17.84%   9.41%   12.44%   9.95%
(03/12/2008)		 -19.21% 8.79% 12.13%
Russell 3000 TR USD
T. Rowe Price Blue Chip Growth Tr-T6 —
7476		 0.35% 3.50 –38.19%   5.59%   —   6.87%
(07/20/2017)		 -18.11% 9.42% 12.56%
S&P 500 TR USD
Vanguard Dividend Growth Fund VDIGX
0057		 0.27% 2.70 –4.88%   11.79%   12.96%   9.07%
(05/15/1992)		 -9.70% 10.43% 12.10%
Dividend Growth Spliced Index
Vanguard Explorer Fund Admiral VEXRX
5024		 0.29% 2.90 –23.17%   8.56%   11.65%   9.05%
(11/12/2001)		 -26.21% 5.97% 10.62%
Russell 2500 Growth Index
Vanguard Explorer Value Fund VEVFX
1690		 0.53% 5.30 –14.12%   4.69%   9.24%   9.74%
(03/30/2010)		 -13.08% 4.75% 8.93%
Russell 2500 Value Index
Vanguard Growth Index Fund Inst VIGIX
0868		 0.04% 0.40 –33.14%   9.62%   12.81%   7.22%
(05/14/1998)		 -33.13% 9.65% 12.85%
Spliced Growth Index
Vanguard Instl Tot Stk Mkt Idx Tr —
7521		 0.01% 0.11 –19.50%   8.74%   —   10.21%
(05/19/2017)		 -19.49% 8.73% 12.10%
CRSP U.S. Total Market Index
Vanguard Instl 500 Index Trust —
7518		 0.01% 0.10 –18.13%   9.42%   —   10.83%
(05/19/2017)		 -18.11% 9.42% 12.56%
S&P 500 Index
Vanguard Mid-Cap Index Inst Plus VMCPX
1859		 0.03% 0.30 –18.69%   7.34%   11.12%   10.53%
(12/15/2010)		 -18.68% 7.34% 11.13%
Spliced Mid Cap Index
Vanguard PRIMECAP Fund Admiral VPMAX
0559		 0.31% 3.10 –15.09%   8.78%   14.06%   10.26%
(11/12/2001)		 -18.11% 9.42% 12.56%
S&P 500 Index
Vanguard Sm-Cap Index Inst Plus VSCPX
1861		 0.03% 0.30 –17.60%   5.96%   10.13%   9.70%
(12/17/2010)		 -17.64% 5.92% 10.09%
Spliced Small Cap Index
Vanguard Value Index Fund Inst VIVIX
0867		 0.04% 0.40 –2.05%   8.57%   11.92%   7.08%
(07/02/1998)		 -2.01% 8.58% 11.95%
Spliced Value Index
International Stock Funds
T. Rowe Price Emerging Markets Eq Tr-D —
8471		 0.65% 6.50 –22.84%   —   —   -20.48%
(05/21/2021)		 -20.09% -1.40% 1.44%
MSCI EM NR USD
T. Rowe Price International Core Eq Tr-B —
8472		 0.55% 5.50 –15.17%   —   —   2.18%
(06/19/2018)		 -14.45% 1.54% 4.67%
MSCI EAFE NR USD
T. Rowe Price Intl Small-Cap Eq Tr-C —
7478		 0.85% 8.50 –30.03%   1.05%   —   6.99%
(05/31/2013)		 -20.21% 0.34% 5.46%
S&P Global Ex US Small TR USD
Vanguard Dev Mkt Index Inst Plus VDIPX
1457		 0.04% 0.40 –15.33%   1.68%   —   3.16%
(04/01/2014)		 -15.58% 1.55% 4.97%
Spliced Developed ex US Index
Vanguard Global Equity Fund VHGEX
0129		 0.45% 4.50 –22.64%   4.61%   8.52%   8.30%
(08/14/1995)		 -18.36% 5.23% 7.98%
Spliced Global Equity Index
Vanguard Inst Tot Intl St Mt Ix Tr —
7520		 0.05% 0.50 –15.94%   1.18%   —   3.11%
(05/19/2017)		 -16.10% 1.10% 4.18%
FTSE Global All Cap ex US Index
Vanguard International Growth Adm VWILX
0581		 0.34% 3.40 –30.79%   4.75%   7.84%   7.12%
(08/13/2001)		 -16.00% 0.88% 3.80%
Spliced International Index

** Returns are adjusted for fees where applicable. Click a fund name to view the fund profile for additional detail.

a As of 12/31/2022

The performance data shown represents past performance, which is not a guarantee of future results. Investment returns and principal value will fluctuate, so that investors' shares, when sold, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data cited.

Performance data for periods of less than one year do not reflect the deduction of purchase and redemption fees. Some funds may have administrative expenses related to the cost of employer plan recordkeeping, which are not reflected in the figures. If these fees were included, the performance would be lower. All other performance data are adjusted for purchase and redemption fees where applicable. Click a fund name to view the fund profile for additional detail.

©2007 Morningstar, Inc. All Rights Reserved. Certain information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.
 

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